Skip to main content

Mortgage Refinance Companies in Owosso, MI

Compare mortgage refinance companies in Owosso. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Owosso, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage refinance companies in Owosso, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Metro Mortgage Group
405 E Main St, Owosso, MI 48867
9897233859
Success Group Mortgage
113 W Exchange St Suite 201, Owosso, MI 48867
9897204380

Mortgage refinance companies in Owosso Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Shiawassee County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Owosso Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1 500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Owosso Michigan?
You typically need pay stubs tax returns bank statements and a photo ID. Michigan lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer. Michigan law does not set a specific time limit for the process.
Are there Michigan specific rules for refinancing a mortgage?
Yes Michigan requires lenders to follow the Michigan Mortgage Brokers Lenders and Servicers Licensing Act. This law mandates clear disclosure of fees and terms. Michigan also has a three day right of rescission for most refinances.