ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage refinance companies in Pontiac. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Pontiac, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 mortgage refinance companies in Pontiac, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Wholesale Mortgage (UWM) - Main Campus
585 S Blvd E, Pontiac, MI 48341
8009818898
Michigan Mortgage Solutions
35 W Huron St, Pontiac, MI 48342
2489631894
United Wholesale Mortgage (UWM) - South Campus
700 Ring Rd, Pontiac, MI 48341
8558888737
Mortgage refinance companies in Pontiac Michigan help homeowners lower their interest rate or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local Pontiac lenders understand Oakland County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Pontiac Cost?
Typical costs for a mortgage refinance in Michigan range from 2 percent to 5 percent of the loan amount. For a 200000 dollar loan this means 4000 to 10000 dollars in fees including appraisal title insurance and origination charges. Michigan also charges a mortgage recording tax of 0.55 percent of the loan amount. Note that costs vary by situation and this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Pontiac Michigan?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm the home value. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Michigan?
A typical refinance in Michigan takes 30 to 45 days from application to closing. Michigan law does not set a specific time limit but lenders must provide a Closing Disclosure at least three business days before closing. Delays can happen if additional documents are needed.
Are there Michigan specific rules for mortgage refinance?
Yes Michigan requires lenders to be licensed under the Michigan Mortgage Lenders Act. Borrowers also have a three day right of rescission after closing for most refinances. This means you can cancel the loan for any reason within three business days.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Pontiac who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.