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Mortgage Refinance Companies in Pontiac, MI

Looking for a mortgage refinance company in Pontiac? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Pontiac, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 3 mortgage refinance companies in Pontiac, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Wholesale Mortgage (UWM) - Main Campus
585 S Blvd E, Pontiac, MI 48341
(800) 981-8898 uwm.com
Michigan Mortgage Solutions
35 W Huron St, Pontiac, MI 48342
(248) 963-1894 michiganmortgagesolutions.com
United Wholesale Mortgage (UWM) - South Campus
700 Ring Rd, Pontiac, MI 48341
(855) 888-8737 uwm.com

Mortgage refinance companies in Pontiac Michigan help homeowners lower their interest rate or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local Pontiac lenders understand Oakland County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Pontiac Cost?

Typical costs for a mortgage refinance in Michigan range from 2 percent to 5 percent of the loan amount. For a 200000 dollar loan this means 4000 to 10000 dollars in fees including appraisal title insurance and origination charges. Michigan also charges a mortgage recording tax of 0.55 percent of the loan amount. Note that costs vary by case and this is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Pontiac Michigan?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm the home value. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Michigan?
A typical refinance in Michigan takes 30 to 45 days from application to closing. Michigan law does not set a specific time limit but lenders must provide a Closing Disclosure at least three business days before closing. Delays can happen if additional documents are needed.

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