ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies in Port Huron, MI
Directory of mortgage refinance companies in Port Huron, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Port Huron, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 7 mortgage refinance companies in Port Huron, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Port Huron
619 Huron Ave, Port Huron, MI 48060
8109854551
MiMutual Mortgage, Port Huron MI
1411 3rd St Suite D, Port Huron, MI 48060
8109829949
Blue Water Home Loans
1808 Pine Grove Ave St, Port Huron, MI 48060
8109871200
Randy Raymo -MiMutual powered by Supreme Lending
911 Military St, Port Huron, MI 48060
8106029306
Nicholas Pisciotta, Loan Officer - MiMutual Mortgage
911 Military St, Port Huron, MI 48060
8103002528
Justin Kindle Motto Mortgage ForeFront
3115 Lapeer Rd A, Port Huron, MI 48060
8108583347
Michigan Mutual, Inc.
911 Military St, Port Huron, MI 48060
8005989580
Mortgage refinance companies in Port Huron Michigan help homeowners replace their existing home loan with a new one. This can lower your monthly payment or change your loan term. Michigan law requires lenders to provide clear disclosures under the Truth in Lending Act, and local Port Huron lenders often work with properties along the St. Clair River and Lake Huron shoreline.
What Does a Mortgage Refinance Company in Port Huron Cost?
Typical costs for a mortgage refinance in Port Huron include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs around 500 to 1,000 dollars. Closing costs in Michigan generally range from 2 to 5 percent of the loan principal. Note that these are general estimates and actual costs vary by lender and loan type. This information is for educational purposes only and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Port Huron?
You typically need recent pay stubs, tax returns for two years, bank statements, and a copy of your current mortgage statement. Michigan lenders also require a property appraisal to confirm your homes value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer, especially for older homes in Port Huron.
Are there Michigan-specific rules for refinancing a mortgage?
Yes, Michigan law requires lenders to provide a Loan Estimate within three business days of application. Michigan also has a 3-day right of rescission for refinances on your primary residence, giving you time to cancel.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Port Huron who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.