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Compare Mortgage Refinance Companies in South Lyon, MI

Compare mortgage refinance companies in South Lyon. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
South Lyon, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage refinance companies in South Lyon, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vibe Credit Union
21985 Pontiac Trail, South Lyon, MI 48178
2487359500
Mortgage 1 South Lyon
415 S Lafayette St, South Lyon, MI 48178
2484861117

Mortgage refinance companies in South Lyon Michigan help homeowners lower their interest rate or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the South Lyon real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in South Lyon Cost?

Typical costs for a mortgage refinance in Michigan range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance, and lender origination fees. Closing costs for a 200,000 dollar loan might be 4,000 to 10,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in South Lyon Michigan?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Michigan specific laws for mortgage refinancing?
Yes. Michigan requires lenders to disclose the annual percentage rate and total loan costs clearly. The state also has a three day right of rescission for most refinances, allowing you to cancel without penalty.