Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 mortgage refinance companies in White Lake, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Exact Mortgage Inc--Rick Rozman
2765 Ridge Rd, White Lake, MI 48383
7345640740
Lynk Financial, Inc.
5601 Ormond Rd f2, White Lake, MI 48383
2488892401
Dana Fox Chobot, Mortgage Loan Originator, LMCU, NMLS# 563033
6615 Highland Rd, White Lake, MI 48383
2485925521
Chase Suidan, Mortgage Loan Originator, LMCU, NMLS# 407025
6615 Highland Rd, White Lake, MI 48383
2488487114
What Does a Mortgage Refinance Company in White Lake Cost?
Typical costs for a mortgage refinance in Michigan range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually $400 to $600), title insurance, and recording fees. Michigan does not charge a state transfer tax on refinances, which can save several hundred dollars. Costs vary by loan size, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in White Lake Michigan?
The refinance process in Michigan usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and a mandatory three-day rescission period after signing. Delays can occur if additional documentation is needed.
Are there Michigan specific laws that affect mortgage refinancing?
Yes, Michigan law requires lenders to disclose all fees in a Loan Estimate within three business days. Borrowers also have a three-day right of rescission after closing for most refinances. Michigan does not have a state level mortgage recording tax, which can reduce closing costs.