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Browse mortgage refinance companies serving Buffalo, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Buffalo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 mortgage refinance companies in Buffalo, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Midwest Mortgage Consultant
600 Soo Ln, Buffalo, MN 55313
7636825726
Team USA Mortgage Buffalo- Frank Graham
517 32nd St SE, Buffalo, MN 55313
7632278013
Mortgage refinance companies in Buffalo, Minnesota help homeowners lower their interest rate, change loan terms, or access home equity. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Local refinance options include conventional, FHA, and VA loans for eligible residents.
What Does a Mortgage Refinance Company in Buffalo Cost?
Typical costs for a mortgage refinance in Minnesota range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, origination fees of 0.5% to 1%, and title insurance of $500 to $1,000. Third-party costs like credit report fees and recording fees add $50 to $200. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Buffalo Minnesota?
You typically need pay stubs, tax returns, bank statements, and a current mortgage statement. Minnesota lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if there are title issues.
Are there Minnesota-specific rules for mortgage refinancing?
Yes. Minnesota requires lenders to be licensed under the Minnesota Residential Mortgage Originator and Servicer Act. You also have a three-day right of rescission after signing for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.