Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 5 mortgage refinance companies in Duluth, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regent Financial Group - Jeremiah Rindahl
2707 Piedmont Ave #1, Duluth, MN 55811
2184913547
Malmstrom Mortgage Group
2820 Piedmont Ave suite e, Duluth, MN 55811
2183485225
New American Funding - Duluth, MN
925 E 4th St, Duluth, MN 55805
2182031025
Tim Fischer-U.S. Bank Mortgage
130 W Superior St, Duluth, MN 55802
2187232924
North Shore Mortgage
131 W Superior St, Duluth, MN 55802
2187225966
What Does a Mortgage Refinance Company in Duluth Cost?
Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs usually total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Duluth?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Minnesota?
A typical refinance in Minnesota takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if additional documents are needed.
Are there Minnesota laws that protect me during refinancing?
Yes. Minnesota Statute 47.206 requires lenders to give you a clear disclosure of fees and terms. You also have a three day right of rescission to cancel the refinance after signing.