Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 8 mortgage refinance companies in Hastings, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Kim Hoeft
1125 S Frontage Rd Suite 3, Hastings, MN 55033
9527469375
Bell Bank Mortgage, Laura Sykes
1125 S Frontage Rd, Hastings, MN 55033
6124836645
Bell Bank Mortgage, Margaret Swanson
1303 S Frontage Rd Suite 12, Hastings, MN 55033
6514380055
Bell Mortgage
1303 S Frontage Rd #189, Hastings, MN 55033
6514380055
Cammie Jo Flynn - Axia Home Loans
830 Vermillion St Suite 101, Hastings, MN 55033
6513388591
Axia Home Loans - Hastings
830 Vermillion St Suite 101, Hastings, MN 55033
6513334967
Wells Fargo Home Mortgage - Scott Waldo
1360 S Frontage Rd, Hastings, MN 55033
8008693557
WELLS FARGO HOME MORTGAGE
1360 S Frontage Rd, Hastings, MN 55033
6514378280
What Does a Mortgage Refinance Company in Hastings Cost?
Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hastings?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders may also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there Minnesota laws that protect me when refinancing?
Yes, Minnesota Statute 47.206 requires lenders to disclose all fees and terms in writing before closing. You also have a three-day right of rescission after signing, allowing you to cancel the loan without penalty.