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Find Mortgage Refinance Companies in Lino Lakes, MN
Directory of mortgage refinance companies in Lino Lakes, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Lino Lakes, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 mortgage refinance companies in Lino Lakes, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Justin Larson, Mortgage Lender - Home Loans NMLS #1490922
7525 Village Dr #120, Lino Lakes, MN 55014
3202969177
Rebecca Hawley NMLS#1729105 - M&M Mortgage
2077 Watermark Way, Lino Lakes, MN 55038
7636079707
Mortgage refinance companies in Lino Lakes Minnesota help homeowners adjust their loan terms or lower their interest rates. Minnesota law requires lenders to provide a clear disclosure of loan terms within three business days of application. Local companies understand the Anoka County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Lino Lakes Cost?
Typical costs for a mortgage refinance in Minnesota range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, origination fees of 1 to 2 percent, and title insurance costs of 500 to 1500 dollars. Closing costs may also include recording fees and credit report charges. Actual costs vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lino Lakes?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders also require a property appraisal to confirm home value. Having these ready can speed up the process.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal takes longer. Your lender will provide a timeline estimate.
Are there Minnesota specific rules for refinancing?
Yes Minnesota law requires lenders to give you a Loan Estimate within three business days of your application. You also have a three day right of rescission after closing to cancel the loan. These rules protect borrowers during the refinance process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.