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Looking for a mortgage refinance company in New Brighton? Review the directory below to compare your options.
2 agents listed
Updated May 2026
New Brighton, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 mortgage refinance companies in New Brighton, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Servion Group
500 Main St, New Brighton, MN 55112
6516313111
Best Advantage Mortgage
521 Riviera Dr, New Brighton, MN 55112
6128654742
Mortgage refinance companies in New Brighton, Minnesota help homeowners lower their interest rates or change loan terms. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the process and explain state-specific rules like the Minnesota Mortgage Originator Licensing Act.
What Does a Mortgage Refinance Company in New Brighton Cost?
Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. Third party fees like credit reports and recording fees add $50 to $200. Total closing costs often range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in New Brighton?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders also require a property appraisal. Check with your chosen company for their full list.
How long does a mortgage refinance take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law gives you a three day right of rescission after signing. Delays can happen if documents are incomplete.
Are there Minnesota specific rules for refinancing?
Yes. Minnesota requires lenders to be licensed under the Minnesota Residential Mortgage Originator and Servicer Licensing Act. You also have the right to cancel certain refinances within three business days under state and federal law.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.