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Find Mortgage Refinance Companies Near You in North Oaks, MN
Compare mortgage refinance companies in North Oaks. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
North Oaks, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 mortgage refinance companies in North Oaks, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
North Oaks Financial Group
200 Village Center Dr Ste 200, North Oaks, MN 55127
6516350500
Keith Berg - Thrivent
200 Village Center Dr Ste 200, North Oaks, MN 55127
6516350500
Mortgage refinance companies in North Oaks, Minnesota help homeowners lower their interest rate or change loan terms. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Local lenders also follow state rules on prepayment penalties and escrow accounts.
What Does a Mortgage Refinance Company in North Oaks Cost?
Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in North Oaks?
You typically need pay stubs, tax returns, bank statements, and a recent home appraisal. Minnesota lenders also require proof of homeowners insurance and a valid photo ID.
How long does a mortgage refinance take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law gives you three business days after signing to cancel the loan without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.