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Find Mortgage Refinance Companies in Northfield, MN
Directory of mortgage refinance companies in Northfield, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Northfield, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 mortgage refinance companies in Northfield, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wells Fargo Home Mortgage - Chris Graupmann
700 Water St S, Northfield, MN 55057
5076637322
Wells Fargo Home Mortgage
700 Water St S, Northfield, MN 55057
6076637388
Wells Fargo Home Mortgage - Melissa Running
700 Water St S, Northfield, MN 55057
5076637388
Mortgage refinance companies in Northfield Minnesota help homeowners lower their interest rate or change loan terms. Minnesota law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand Rice County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Northfield Cost?
Typical costs for a mortgage refinance in Minnesota range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 1,000 to 2,000 dollars. Closing costs also include recording fees and prepaid interest. These amounts vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Northfield?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a recent property appraisal. Having these ready can speed up the process.
How long does a mortgage refinance take in Minnesota?
A typical refinance in Minnesota takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there Minnesota laws that protect me when refinancing?
Yes, Minnesota has a three day right of rescission for most refinances, allowing you to cancel without penalty. Lenders must also follow federal Truth in Lending rules. Always review the Loan Estimate and Closing Disclosure carefully.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.