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Find Mortgage Refinance Companies in Oakdale, MN

Looking for a mortgage refinance company in Oakdale? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Oakdale, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 8 mortgage refinance companies in Oakdale, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jaime Wambach at CrossCountry Mortgage
7300 Hudson Blvd N 165, Office A, Oakdale, MN 55128
6127471679
Justin Moeller at CrossCountry Mortgage
7300 Hudson Blvd N # 165, Oakdale, MN 55128
6123244463
David Youngs - NEXA Lending, LLC - Infinite Team
6400 46th St N, Oakdale, MN 55128
6514976770
Land Home Financial Services - Oakdale, MN
7300 Hudson Blvd N STE 240, Oakdale, MN 55128
8887965263
Axia Home Loans Woodbury, MN
920 Inwood Ave N, Oakdale, MN 55128
6513334966
Fairway Independent Mortgage Corporation
600 Inwood Ave N Suite 120, Oakdale, MN 55128
6512428333
Rocket Mortgage Oakdale, MN NMLS – 2276354
6230 10th St N STE 430A, Oakdale, MN 55128
6517350911
Bart Baxter at CrossCountry Mortgage
7300 Hudson Blvd N 165, Office A, Oakdale, MN 55128
6513346326

Mortgage refinance companies in Oakdale, Minnesota help homeowners adjust their loan terms or lower their interest rates. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Oakdale market conditions and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Oakdale Cost?

Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Oakdale?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law gives you a three-day right of rescission after signing, which adds a short delay.