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Compare mortgage refinance companies in Ramsey. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Ramsey, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 4 mortgage refinance companies in Ramsey, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Terri Ronneng
9457 US-10, Ramsey, MN 55303
6126707798
Lend Smart Mortgage, LLC
6957 US-10 #105, Ramsey, MN 55303
7634274116
Bell Bank Mortgage, Sheri Jondahl
9457 US-10, Ramsey, MN 55303
7632867578
Tanya Reopelle - Zip Mortgage NMLS 1505465
8756 151st Ave NW, Ramsey, MN 55303
9522884252
A mortgage refinance company in Ramsey, Minnesota can help you adjust your home loan terms or lower your interest rate. Minnesota law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies in Ramsey are familiar with Anoka County property values and state-specific refinance regulations.
What Does a Mortgage Refinance Company in Ramsey Cost?
Typical costs for a mortgage refinance in Minnesota range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually $400 to $700), title insurance, and recording fees. In Ramsey, closing costs often total between $3,000 and $6,000 for a $200,000 loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Ramsey Minnesota?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders may also require a property appraisal specific to the Ramsey area.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if title issues arise.
Are there Minnesota laws that protect me during a refinance?
Yes, Minnesota Statute 58.13 requires mortgage originators to act in good faith and disclose all fees. You also have a three-day right of rescission after signing for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.