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Find Mortgage Refinance Companies in Shoreview, MN
Browse mortgage refinance companies serving Shoreview, Minnesota. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Shoreview, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 4 mortgage refinance companies in Shoreview, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendSmart Mortgage powered by American Pacific Mortgage #1850
Provost Office, 3570 Lexington Ave N #140, Shoreview, MN 55126
6516314919
Dan Murray Lendsmart Mortgage
3450 Lexington Ave N #220, Shoreview, MN 55126
6513298845
Dan Niemeyer Lendsmart Mortgage LLC
3450 Lexington Ave N #220, Shoreview, MN 55126
6125788080
U.S. Bank Mortgage
1001 Hwy 96 W, Shoreview, MN 55126
6517653810
Mortgage refinance companies in Shoreview Minnesota help homeowners adjust their loan terms to lower rates or change payment schedules. Minnesota law requires lenders to provide a clear Loan Estimate within three business days of application. This process can help you access equity or reduce monthly payments while staying compliant with state regulations.
What Does a Mortgage Refinance Company in Shoreview Cost?
Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Minnesota also charges a mortgage registration tax of 0.23 percent and a deed tax of 0.33 percent of the loan amount. Total closing costs often range from 2000 to 5000 dollars but vary by property and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Shoreview?
You typically need pay stubs tax returns bank statements and a recent mortgage statement. Minnesota lenders also require a property appraisal to confirm home value. Gather these items early to speed up the process.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. Your Shoreview lender will provide a timeline estimate upfront.
Are there Minnesota laws that affect refinance costs?
Yes Minnesota imposes a mortgage registration tax and a deed tax on refinance transactions. These costs are based on the loan amount and are typically paid at closing. Your loan estimate must disclose all fees under state and federal rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.