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Find Mortgage Refinance Companies Near You in Waconia, MN
Browse mortgage refinance companies serving Waconia, Minnesota. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Waconia, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 5 mortgage refinance companies in Waconia, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeTown Bank
641 Marketplace Dr, Waconia, MN 55387
9522303850
Bill Rodgers - Old National Bank
53 W Main St, Waconia, MN 55387
9522290553
Purple Mortgage LLC
850 Meadow Lake Pl #305, Waconia, MN 55387
6125586395
SouthPoint Home Mortgage
502 Cherry Dr, Waconia, MN 55387
8776365346
Supreme Lending - The Dream Team
1725 Park Point Rd, Waconia, MN 55387
6122685454
Mortgage refinance companies in Waconia, Minnesota help homeowners lower their interest rates or change loan terms. Minnesota law requires lenders to provide a clear disclosure of fees and terms within three business days of application. Local companies understand the Waconia real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Waconia Cost?
Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 500 to 1,000 dollars. Closing costs often total 2% to 5% of the loan principal. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Waconia?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders may also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there Minnesota laws that protect homeowners during refinancing?
Yes, Minnesota Statute 47.206 requires lenders to give a good faith estimate of costs and a truth-in-lending disclosure. You also have a three-day right of rescission after signing, which allows you to cancel the refinance without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.