Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 9 mortgage refinance companies in Waite Park, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homeowners Financial Group
67 10th Ave S, Waite Park, MN 56387
3205293760
PrimeLending, A PlainsCapital Company - St Cloud
314 10th Ave S #160, Waite Park, MN 56387
3202522727
The Laudenbach Team at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
3202908750
Jacob Mueller at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
3202919576
Darrin Shemon at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
8017921700
Melanie Benjamin at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
6512614789
Kristi Hawker, NMLS: 860288, PrimeLending
314 10th Ave S #160, Waite Park, MN 56387
3203459798
Gary McIntyre at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
6513241887
Vicki Erickson, NMLS: 452438, PrimeLending
314 10th Ave S #160, Waite Park, MN 56387
3203457217
What Does a Mortgage Refinance Company in Waite Park Cost?
Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. Minnesota also charges a state mortgage tax of 0.23 percent on the refinanced amount. These figures are estimates only. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Waite Park?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders may also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Minnesota laws that affect refinance costs?
Yes, Minnesota has a state mortgage tax that applies to refinances. This tax is 0.23 percent of the loan amount for most transactions, though some exemptions exist.