Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 5 mortgage refinance companies in Canton, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Loan Genie
1012 E Peace St, Canton, MS 39046
6014076094
Heights Finance
1026 E Peace St, Canton, MS 39046
6018555096
Tower Loan
178 W Center St, Canton, MS 39046
6018594791
Trustmark
3319 S Liberty St, Canton, MS 39046
6018597410
Regions Mortgage
147 E Peace St, Canton, MS 39046
8003256000
What Does a Mortgage Refinance Company in Canton Cost?
Typical costs for a mortgage refinance in Mississippi include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Canton Mississippi?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Mississippi lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Mississippi?
A standard refinance in Mississippi usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Mississippi specific laws for refinancing a mortgage?
Yes, Mississippi law sets a 3 day right of rescission for most refinances, allowing you to cancel without penalty. Lenders must also follow state usury limits, which cap interest rates at 10 percent unless a written contract states otherwise.