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Find Mortgage Refinance Companies in Moss Point, MS

Browse mortgage refinance companies serving Moss Point, Mississippi. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Moss Point, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 2 mortgage refinance companies in Moss Point, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Singing River Federal CU
6006 MS-63, Moss Point, MS 39563
2284759531
Magnolia Finance
7620 MS-613, Moss Point, MS 39563
2284741497

Mortgage refinance companies in Moss Point, Mississippi help homeowners lower their interest rates or change loan terms. Mississippi law requires lenders to provide a Loan Estimate within three business days of application. Local firms understand the coastal property market and can guide you through the process.

What Does a Mortgage Refinance Company in Moss Point Cost?

Typical costs for refinancing a mortgage in Mississippi include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Moss Point?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Mississippi lenders may also ask for a property survey or flood insurance if your home is in a flood zone.
How long does a mortgage refinance take in Mississippi?
The process usually takes 30 to 45 days from application to closing. Mississippi law requires a three-day right of rescission after signing, which adds a short delay.
Are there Mississippi-specific rules for refinancing?
Yes, Mississippi requires lenders to be licensed by the Mississippi Department of Banking and Consumer Finance. The state also limits prepayment penalties on most residential loans.