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Compare Mortgage Refinance Companies in Oxford, MS

Compare mortgage refinance companies in Oxford. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Oxford, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Mississippi before hiring.
Showing 3 mortgage refinance companies in Oxford, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gum Tree Mortgage
404 Enterprise Dr suite f, Oxford, MS 38655
(662) 234-1940 gumtreemortgage.com
GMFS Mortgage - Oxford
410 Enterprise Dr, Oxford, MS 38655
(662) 762-4502 gmfsmortgage.com
Guild Mortgage - Jason Lowe
428 S Lamar Blvd Suite 113, Oxford, MS 38655
(601) 850-6159 branches.guildmortgage.com

Mortgage refinance companies in Oxford Mississippi help homeowners lower their interest rates or change loan terms. Mississippi law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the process and explain state-specific rules.

What Does a Mortgage Refinance Company in Oxford Cost?

Typical costs for a mortgage refinance in Mississippi include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title fees of 500 to 1000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Oxford Mississippi?
You will need recent pay stubs, tax returns, bank statements, and a photo ID. Mississippi lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Mississippi?
A typical refinance in Mississippi takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Mississippi laws that affect mortgage refinance?
Yes Mississippi has a usury law that limits interest rates on loans under 2500 dollars. For larger loans there are no rate caps but lenders must follow federal truth in lending rules.

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