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Compare Mortgage Refinance Companies in Ballwin, MO

Compare mortgage refinance companies in Ballwin. Review contact information and insurance categorys before you decide.

5 agents listed
Updated June 2026
Ballwin, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 5 mortgage refinance companies in Ballwin, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hammer Mortgage, LLC NMLS#1900143
86 Meadowbrook Country Club Estates Estate, Ballwin, MO 63011
(314) 662-3166
Archer Mortgage
930 Kehrs Mill Rd #322, Ballwin, MO 63011
(314) 968-1500 archermortgage.com
US Bank Mortgage
15215 Manchester Rd, Ballwin, MO 63011
(800) 872-2657 usbank.com
Mortgage, Bank of America
15115 Manchester Rd, Ballwin, MO 63011
(636) 238-5717 bankofamerica.com
Mama Bear Mortgage
930 Kehrs Mill Rd #322, Ballwin, MO 63011
(314) 775-1026 mamabearmortgage.com

Mortgage refinance companies in Ballwin Missouri help homeowners lower their interest rates or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Ballwin residents can work with local brokers who understand St. Louis County property values and closing procedures.

What Does a Mortgage Refinance Company in Ballwin Cost?

Typical costs for a mortgage refinance in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender, loan size, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Ballwin Missouri?
Lenders typically require recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Missouri law also requires a property appraisal to confirm home value.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Missouri specific rules for refinancing a mortgage?
Yes, Missouri has a three day right of rescission for most refinances, allowing you to cancel the loan without penalty. Missouri also requires lenders to disclose all fees upfront in the Loan Estimate.

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