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Looking for a mortgage refinance company in Blue Springs? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Blue Springs, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 9 mortgage refinance companies in Blue Springs, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ardmore Finance Corp.
1348 NW Hwy 7, Blue Springs, MO 64014
8162211393
Flat Branch Home Loans - John Gieras
1900 NW S Outer Rd Suite 110, Blue Springs, MO 64015
8163733232
OneMain Financial
2007 NW Hwy 7, Blue Springs, MO 64014
8162281798
Supreme Lending
1200 NW S Outer Rd Suite 101, Blue Springs, MO 64015
8163733232
Heritage MortgageKC, llc
509 NW 5th St Suite 100, Blue Springs, MO 64014
8166789283
Byron Alexandro Mortgage Broker
900 W Main St, Blue Springs, MO 64015
8165709952
Bank of America Home Mortgage
1100 SW State Rte 7, Blue Springs, MO 64014
8169796161
US Bank Mortgage
Blue Springs, MO 64014
8008722657
US Bank Mortgage
701 W Main St, Blue Springs, MO 64015
8008722657
Mortgage refinance companies in Blue Springs, Missouri help homeowners lower their interest rate, change loan terms, or access home equity. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Blue Springs residents can work with local brokers or direct lenders to find competitive rates.
What Does a Mortgage Refinance Company in Blue Springs Cost?
Typical costs for a mortgage refinance in Missouri include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Blue Springs usually range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How long does a mortgage refinance take in Blue Springs?
A typical refinance in Missouri takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender must provide a closing disclosure at least three business days before closing.
What documents do I need for a refinance in Missouri?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a photo ID. Missouri lenders may also ask for proof of homeowners insurance. Self-employed borrowers must provide additional profit and loss statements.
Are there Missouri specific rules for refinancing?
Missouri does not have a state refinance fee but requires lenders to follow federal Truth in Lending Act rules. Missouri law also allows a three day rescission period after signing for most refinances. This gives you time to cancel the loan without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.