Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 7 mortgage refinance companies in Cottleville, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
5377 State Rte N, Cottleville, MO 63304
6362444720
Magnolia Mortgage
5377 State Rte N Ste 214, Cottleville, MO 63304
6367348605
Hutto Mortgage Team
5377 State Rte N Ste. 217, Cottleville, MO 63304
8165506256
Home Loans with Integrity
3895 Mid Rivers Mall Dr, Cottleville, MO 63376
6365789453
Drew Quinones-USA Mortgage
5377 State Rte N, Cottleville, MO 63304
6365773160
Integrity Mortgage of Missouri Corp
3893 Mid Rivers Mall Dr, Cottleville, MO 63376
3146518014
Mark Hayden-USA Mortgage
5377 State Rte N, Cottleville, MO 63304
6367347971
What Does a Mortgage Refinance Company in Cottleville Cost?
Typical costs for a mortgage refinance in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Cottleville?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Missouri lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer than expected.
Are there Missouri laws that affect mortgage refinancing?
Missouri has a three day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. The state also caps certain closing fees but does not limit interest rates set by lenders.