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Find Mortgage Refinance Companies Near You in Herculaneum, MO

Directory of mortgage refinance companies in Herculaneum, Missouri. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Herculaneum, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 3 mortgage refinance companies in Herculaneum, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
(636) 638-1074 mottomortgage.com
Chris Scheer Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
(314) 223-9824 mottomortgage.com
Jolene Blecha Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
(636) 638-1074 mottomortgage.com

Mortgage refinance companies in Herculaneum, Missouri help homeowners lower their interest rates or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Jefferson County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Herculaneum Cost?

Typical costs for refinancing in Missouri include an appraisal fee of $400 to $700, an origination fee of 0.5% to 1% of the loan amount, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Herculaneum?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Missouri lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law does not set a specific timeline, but lenders must provide a Closing Disclosure at least three business days before closing.

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