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Find Mortgage Refinance Companies Near You in Kirkwood, MO

Directory of mortgage refinance companies in Kirkwood, Missouri. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Kirkwood, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 2 mortgage refinance companies in Kirkwood, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
338 S Kirkwood Rd Suite 107, Kirkwood, MO 63122
3147626810
US Bank Mortgage
470 N Kirkwood Rd, Kirkwood, MO 63122
8008722657

A mortgage refinance company in Kirkwood Missouri helps homeowners lower their interest rate or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Local Kirkwood lenders understand the St Louis real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Kirkwood Cost?

Typical costs for a mortgage refinance in Missouri range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars and origination fees of 0.5 to 1 percent. Title insurance and recording fees add several hundred dollars more. These costs vary by loan size and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Kirkwood Missouri?
You typically need pay stubs tax returns bank statements and a photo ID. Missouri lenders may also ask for proof of homeowners insurance and a recent property tax statement.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri usually takes 30 to 45 days from application to closing. The timeline can vary based on your lender and the complexity of your financial situation.