Skip to main content

Find Mortgage Refinance Companies Near You in Lake Ozark, MO

Looking for a mortgage refinance company in Lake Ozark? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Lake Ozark, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 5 mortgage refinance companies in Lake Ozark, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
2882 Bagnell Dam Blvd, Lake Ozark, MO 65049
5736934693
On Q Home Loans | Lake Ozark | Jeanne Rackers
2140 Bagnell Dam Blvd #202, Lake Ozark, MO 65049
5732686874
Lakelender Michael Lasson Mortgage Banker
2882 Bagnell Dam Blvd Suite B, Lake Ozark, MO 65049
5732167258
First State Bank Mortgage
2751 Bagnell Dam Blvd Suite B, Lake Ozark, MO 65049
5733655626
Total Lending Concepts I Lake of the Ozarks
2610 Bagnell Dam Blvd, Lake Ozark, MO 65049
5732026502

A mortgage refinance company in Lake Ozark Missouri helps homeowners replace their existing home loan with a new one. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Refinancing can lower your monthly payment or change your loan term to fit your financial goals.

What Does a Mortgage Refinance Company in Lake Ozark Cost?

Typical costs for a mortgage refinance in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These figures vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Lake Ozark?
You typically need recent pay stubs, tax returns for the last two years, bank statements, and a government ID. Missouri lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law does not set a specific time limit, but lenders must provide a Closing Disclosure at least three business days before closing.
Are there Missouri specific rules for refinancing a mortgage?
Yes. Missouri allows a three day right of rescission after closing for most refinances. This gives you time to cancel the loan without penalty. Also, Missouri has a state mortgage tax that may apply depending on the county.