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Directory of mortgage refinance companies in Nixa, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Nixa, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 9 mortgage refinance companies in Nixa, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
218 B Village Center St, Nixa, MO 65714
4177248869
Central Bank
502 W Mt Vernon St, Nixa, MO 65714
4177252611
OneMain Financial
332 N Massey Blvd, Nixa, MO 65714
4177242043
Lendmark Financial Services LLC
119 N Massey Blvd, Nixa, MO 65714
4173742323
Southern Bank: Jerrica Fleming
305 W Mt Vernon St, Nixa, MO 65714
4177245142
Lending Done Right
307 S W St Suite 200, Nixa, MO 65714
4173008844
AMC Mortgage Corporation
842 E North St, Nixa, MO 65714
4105576400
Home Loans
1563 Rosewood Ln Suite C, Nixa, MO 65714
4173685707
Southern Bank: Jim Lightner
305 W Mt Vernon St, Nixa, MO 65714
4177245142
Mortgage refinance companies in Nixa Missouri help homeowners adjust their loan terms or lower their interest rates. Missouri law requires clear disclosure of all fees and terms under the Missouri Mortgage Broker Act. Local companies understand the Springfield area housing market and can assist with conventional FHA or VA refinancing options.
What Does a Mortgage Refinance Company in Nixa Cost?
Typical costs for refinancing a mortgage in Missouri include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees of 400 to 600 dollars and title insurance costs of 500 to 1 000 dollars. Closing costs in Nixa generally range from 2 to 5 percent of the total loan amount. These costs can vary based on your loan size credit score and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Nixa Missouri?
A standard mortgage refinance in Missouri usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if additional documentation is required. Your lender must provide a Loan Estimate within three business days of your application.
Are there Missouri specific laws that affect mortgage refinancing?
Yes Missouri requires mortgage brokers and lenders to be licensed through the Missouri Division of Finance. The state also mandates a three day right of rescission for refinances on your primary residence. This gives you time to cancel the loan without penalty.
What documents do I need to refinance my home in Nixa?
You will typically need recent pay stubs tax returns bank statements and a photo ID. Missouri lenders may also ask for proof of homeowners insurance and a property appraisal. Self employed borrowers should provide profit and loss statements or additional tax records.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.