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Compare Mortgage Refinance Companies in Billings, MT
Directory of mortgage refinance companies in Billings, Montana. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Billings, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 19 mortgage refinance companies in Billings, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Billings NMLS ID 2569052
1500 Poly Dr #107, Billings, MT 59102
4068319335
Guild Mortgage - Dede Stoner
3127 Central Ave #4, Billings, MT 59102
4062370104
Brian Hafner
2646 Grand Ave Suite 2, Billings, MT 59102
4062942661
Guardian Mortgage
705 5th St W, Billings, MT 59101
4062591100
Debbie Kay Raden at Cornerstone Home Lending | NMLS# 252926
2044 Broadwater Ave Suite B and C, Billings, MT 59102
3033953473
Blair Allen
2110 Overland Ave #102, Billings, MT 59102
8557020000
Guild Mortgage - Sheri Pexa
3127 Central Ave #4, Billings, MT 59102
6055455663
Sandy Wong - Guild Mortgage
3127 Central Ave #4, Billings, MT 59102
4062068106
Katelyn Betcher - SecurityNational Mortgage Company Loan Officer
960 S 24th St W I, Billings, MT 59102
5305159065
Chris Ackerman at Rate (NMLS #450337)
3000 7th Ave N Suite 100, Billings, MT 59101
4068607212
Kamber Kelly at CrossCountry Mortgage
485 S 24th St W Suite B, Billings, MT 59102
4062089676
Universal Lending Home Loans Powered by Lower LLC NMLS #1124061 Branch ID #2546257
2646 Grand Ave Suite 2, Billings, MT 59102
4062942660
Division Mortgage Group
1320 Division St, Billings, MT 59101
4062947207
CrossCountry Mortgage
485 S 24th St W Suite B, Billings, MT 59102
4067940190
Andria Eames at CrossCountry Mortgage
485 S 24th St W Suite B, Billings, MT 59102
4066905680
Guild Mortgage Company
3127 Central Ave #4, Billings, MT 59102
4062522600
Wallinder Mortgage Brokers
746 Grand Ave, Billings, MT 59101
4066554343
Rate
3000 7th Ave N Suite 100, Billings, MT 59101
2084252397
Guild Mortgage - Lexie Williams
3127 Central Ave #4, Billings, MT 59102
4062370142
Mortgage refinance companies in Billings Montana help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Montana law does not require a specific waiting period to refinance, but lenders follow federal guidelines and local property recording rules in Yellowstone County.
What Does a Mortgage Refinance Company in Billings Cost?
Typical costs for a mortgage refinance in Billings Montana include an appraisal fee of 400 to 700 dollars, a title search and insurance fee of 500 to 1,000 dollars, and lender origination fees of 0.5% to 1% of the loan amount. Total closing costs often range from 2,000 to 5,000 dollars for a 200,000 dollar loan. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Billings?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders in Billings also require a property appraisal to confirm your home value. Montana law does not add extra document requirements beyond federal standards.
How long does a mortgage refinance take in Montana?
A standard refinance in Montana usually takes 30 to 45 days from application to closing. Delays can occur if the title search in Yellowstone County reveals liens or if appraisal scheduling is slow. Montana has no state-specific timeline law for refinancing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Montana.