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Find Mortgage Refinance Companies Near You in Whitefish, MT

Compare mortgage refinance companies in Whitefish. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Whitefish, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 7 mortgage refinance companies in Whitefish, MT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Black Diamond Mortgage Corporation
307 Spokane Ave #103, Whitefish, MT 59937
4068624999
Mann Mortgage
307 Spokane Ave #103, Whitefish, MT 59937
4067516266
CrossCountry Mortgage | Ed Nissen
1581 Baker Ave B, Whitefish, MT 59937
4062619223
Natalie Lenderman, Ascent Mortgage Partners
807 Spokane Ave Suite 201, Whitefish, MT 59937
4062507713
Jon Peckham - Stockman Bank
6588 U.S. 93 S, Whitefish, MT 59901
4068637905
First Interstate Bank - Home Loans: Katie Williams
306 Spokane Ave, Whitefish, MT 59937
4068638872
CrossCountry Mortgage | Whitefish, MT
1581 Baker Ave B, Whitefish, MT 59937
4062619223

A mortgage refinance company in Whitefish, Montana helps homeowners lower their rate or change loan terms. Montana law requires lenders to follow specific disclosure rules under the Montana Consumer Loan Act. Local companies understand the unique property market in Flathead County and can guide you through the process.

What Does a Mortgage Refinance Company in Whitefish Cost?

Typical costs for a mortgage refinance in Montana include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 800 to 1,500 dollars. Montana also charges a mortgage recording tax of 0.50 dollars per 100 dollars borrowed. These costs vary by loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Whitefish Montana?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Montana lenders may also ask for a property survey if your home is on a large rural lot.
How long does a refinance take in Montana?
A standard refinance in Montana usually takes 30 to 45 days from application to closing. Montana law does not set a specific time limit, but lenders must provide a Loan Estimate within three business days.
Are there Montana specific fees for refinancing?
Montana charges a mortgage recording tax of 0.50 dollars per 100 dollars of the loan amount. You may also pay a state documentary tax and local recording fees in Flathead County.