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Mortgage Refinance Companies in Carson City, NV

Compare mortgage refinance companies in Carson City. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Carson City, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 2 mortgage refinance companies in Carson City, NV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Robert Kyle Rush
4620 S Carson St STE 1, Carson City, NV 89701
7758856892
Bryan Brady at CrossCountry Mortgage
804 N Division St, Carson City, NV 89703
7755673266

Mortgage refinance companies in Carson City, Nevada help homeowners adjust their loan terms, lower interest rates, or access home equity. Nevada law requires lenders to follow specific disclosure rules under NRS 645B, including licensing requirements for mortgage brokers. Local firms understand the Carson City real estate market and can guide you through the refinance process from application to closing.

What Does a Mortgage Refinance Company in Carson City Cost?

Typical costs for a mortgage refinance in Nevada include an appraisal fee of $400 to $700, loan origination fees of 0.5% to 1% of the loan amount, and title insurance costs around $800 to $1,500. Closing costs in Carson City generally range from 2% to 5% of the loan principal. These fees vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Carson City?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Nevada lenders also require a valid ID and proof of homeowners insurance. The exact list depends on your loan type and lender requirements.
How long does a mortgage refinance take in Nevada?
A standard refinance in Nevada usually takes 30 to 45 days from application to closing. Delays can occur if appraisals or title searches take longer. Your lender must provide a Loan Estimate within three business days of your application under federal law.
Are there Nevada-specific rules for refinancing a home?
Yes. Nevada Revised Statutes Chapter 645B governs mortgage brokers and loan originators. They must be licensed with the Nevada Division of Mortgage Lending. Also, Nevada is a non-judicial foreclosure state, which can affect refinance timelines if you are behind on payments.