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Find Mortgage Refinance Companies Near You in Pahrump, NV

Directory of mortgage refinance companies in Pahrump, Nevada. Verify credentials with the state mortgage licensing authority before hiring.

10 agents listed
Updated May 2026
Pahrump, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 10 mortgage refinance companies in Pahrump, NV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nevada Title And Payday Loans, Inc.
1441 State 372, Pahrump, NV 89048
7757510639
Guild Mortgage - Lynn Day
3370 NV-160 Suite 6, Pahrump, NV 89048
7753917991
Premier Mortgage Resources - Jason Fraley & Heather Battaglia
3250 NV-160, Pahrump, NV 89048
7755377234
Gold Star Mortgage Financial Group
2250 E Postal Dr #1, Pahrump, NV 89048
7752094498
Shannon Keller, Security National Mortgage
1440 E Calvada Blvd Suite 1000B, Pahrump, NV 89048
7752094498
New American Funding - Joshua Wright
401 S Frontage Rd Suite 5, Pahrump, NV 89048
7024258045
Accelerated Funding
2221 Winery Rd, Pahrump, NV 89048
7757510111
Guild Mortgage Company
3370 NV-160 Suite 6, Pahrump, NV 89048
7024393598
Justina "Tina" Agoes
401 S Frontage Rd Suite 5, Pahrump, NV 89048
7754105000
SecurityNational Mortgage Company
401 S Frontage Rd Suite 5, Pahrump, NV 89048
8443234640

Mortgage refinance companies in Pahrump, Nevada help homeowners lower their interest rates, reduce monthly payments, or switch loan types. Nevada law requires lenders to follow specific disclosure rules under NRS 645B, including providing a loan estimate within three business days. Local companies understand the Pahrump real estate market and can guide you through the refinance process from application to closing.

What Does a Mortgage Refinance Company in Pahrump Cost?

Typical costs for refinancing a mortgage in Nevada include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $800 to $1,500. Third party fees such as credit report charges and recording fees add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Pahrump?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Nevada lenders also require proof of homeowners insurance and a property appraisal. Each lender may ask for additional documents based on your loan type.
How long does a mortgage refinance take in Nevada?
A standard refinance in Nevada usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal takes longer or if additional documentation is needed. Your lender will provide a timeline estimate after reviewing your application.
Are there Nevada specific rules for refinancing a mortgage?
Yes, Nevada law under NRS 645B requires mortgage brokers and lenders to be licensed and to follow strict disclosure rules. You have a three day right of rescission after signing, which means you can cancel the refinance without penalty. Always verify that your lender holds a valid Nevada license.