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Compare Mortgage Refinance Companies in Amherst, NH

Directory of mortgage refinance companies in Amherst, New Hampshire. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Amherst, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 5 mortgage refinance companies in Amherst, NH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Triangle Credit Union
138 NH-101A, Amherst, NH 03031
6035779137
Movement Mortgage - Overlook
3 Overlook Dr #1, Amherst, NH 03031
8773141499
Lisa Mulrey – Mortgage Loan Officer at Bangor Savings Bank (NMLS #419056)
69 NH-101A, Amherst, NH 03031
6033257855
Chris Dorney - Mortgage Loan Officer
40 NH-101A, Amherst, NH 03031
6032356405
Amherst Financial Group
8 Main St, Amherst, NH 03031
6032898683

Mortgage refinance companies in Amherst, New Hampshire help homeowners lower their interest rates or change loan terms. New Hampshire law requires lenders to provide a clear Loan Estimate within three business days of application. Local refinance services can guide you through the process and explain state-specific rules like the New Hampshire usury limit which caps interest rates at 20 percent for most loans.

What Does a Mortgage Refinance Company in Amherst Cost?

Typical costs for a mortgage refinance in New Hampshire include an appraisal fee of 400 to 600 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance which can range from 500 to 1,500 dollars. Closing costs in Amherst often total 2 to 5 percent of the loan principal. Note that these figures are general estimates and actual costs vary by lender and property. This information is for educational purposes only and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Amherst?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. New Hampshire lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in New Hampshire?
A standard refinance in New Hampshire usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Hampshire laws that affect refinance closing costs?
Yes. New Hampshire law requires lenders to disclose all closing costs in the Loan Estimate within three business days. The state also limits recording fees and transfer taxes, which can reduce your out-of-pocket expenses.