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Find Mortgage Refinance Companies Near You in Derry, NH

Looking for a mortgage refinance company in Derry? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Derry, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Hampshire before hiring.
Showing 4 mortgage refinance companies in Derry, NH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
APEX Mortgage Lending LLC
35 Manchester Rd Ste 7, Derry, NH 03038
(603) 545-4118 lendwithapex.com
Lakeview Mortgage - Eric LaFleur
6 W Broadway UNIT 28, Derry, NH 03038
(603) 966-6255 lakeviewmtg.com
Bangor Savings Bank
46 Crystal Ave, Derry, NH 03038
(877) 226-4671 bangor.com
Lisa Martin - Mortgage Loan Officer
35 Manchester Rd, Derry, NH 03038
(603) 490-7969 mlo.td.com

Mortgage refinance companies in Derry, New Hampshire help homeowners lower their interest rates or change loan terms. New Hampshire law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies understand the Derry real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Derry Cost?

Typical costs for refinancing in New Hampshire include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan, and title insurance of 500 to 1,000 dollars. Recording taxes and fees add about 0.75 percent of the loan amount. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Derry?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Hampshire lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Hampshire?
The process usually takes 30 to 45 days from application to closing. New Hampshire law allows a three-day rescission period after signing, giving you time to cancel if needed.
Are there New Hampshire specific fees for refinancing?
Yes, New Hampshire charges a mortgage recording tax of 0.75 cents per 100 dollars of the loan amount. You may also pay state transfer taxes and local recording fees in Rockingham County.

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