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Find Mortgage Refinance Companies in Portsmouth, NH
Compare mortgage refinance companies in Portsmouth. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Portsmouth, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 9 mortgage refinance companies in Portsmouth, NH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
X5 Home Loans
300 Constitution Ave Unit 202, Portsmouth, NH 03801
6035652797
Cousins Home Lending Inc
1 New Hampshire Ave #125, Portsmouth, NH 03801
6034332223
Guild Mortgage Company
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
6036687600
New England Regional Mortgage Corporation
170 Commerce Way #200, Portsmouth, NH 03801
8006574216
Guild Mortgage Company
1 New Hampshire Ave Suite 125, Office 4 And 13, Portsmouth, NH 03801
6033105335
Guild Mortgage - Dennis Kochanek
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
6037481959
Bangor Savings Bank
2400 Lafayette Rd, Portsmouth, NH 03801
8772264671
Guild Mortgage - Thomas Ouellette
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
6033659093
Guild Mortgage - Jonathan Wentworth
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
6033657063
Mortgage refinance companies in Portsmouth New Hampshire help homeowners lower their interest rates or change loan terms. New Hampshire law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Seacoast real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Portsmouth Cost?
Typical costs for a mortgage refinance in New Hampshire include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 200 to 500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Portsmouth New Hampshire?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Hampshire lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Hampshire?
A standard refinance in New Hampshire usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Hampshire laws that affect mortgage refinancing?
New Hampshire has a three day right of rescission for most refinances, allowing you to cancel without penalty. The state also caps certain lender fees and requires clear disclosure of all costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Hampshire.