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Looking for a mortgage refinance company in Bloomfield? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Bloomfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage refinance companies in Bloomfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aceland Mortgage LLC
16 Orange St # 101, Bloomfield, NJ 07003
9738335288
Peter Vander Valk: Mortgage Loan Officer
16 Orange St # 101, Bloomfield, NJ 07003
7325526844
Reverse Mortgage Funding LLC - Matt Allen
1455 Broad St 2nd floor, Bloomfield, NJ 07003
5418974464
Reverse Mortgage Funding LLC
1455 Broad St 2nd floor, Bloomfield, NJ 07003
8884940882
Reverse Mortgage Funding LLC - William Hillyer
1455 Broad St 2nd floor, Bloomfield, NJ 07003
9083772939
Absolute Home Mortgage Corporation
400 Broadacres Dr suite 180, Bloomfield, NJ 07003
9732379002
Mortgage refinance companies in Bloomfield, New Jersey help homeowners lower their interest rates, reduce monthly payments, or switch loan types. Under New Jersey law, lenders must provide a Loan Estimate within three business days of application. Local refinance services can guide you through state-specific requirements, such as property tax adjustments and recording fees in Essex County.
What Does a Mortgage Refinance Company in Bloomfield Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs often total 2% to 5% of the loan amount. For a $300,000 loan, expect $6,000 to $15,000 in total fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Bloomfield?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also require a copy of your current mortgage statement and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for refinancing?
Yes, New Jersey charges a mortgage recording fee based on the loan amount, typically around 0.5% of the mortgage. There may also be state transfer taxes and county recording fees that apply.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.