Find Mortgage Refinance Companies in Bordentown, NJ
Compare mortgage refinance companies in Bordentown. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 mortgage refinance companies in Bordentown, NJ
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What Does a Mortgage Refinance Company in Bordentown Cost?
Typical costs for refinancing a mortgage in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Bordentown New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a credit check. Gather these documents before starting your application.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline specific to your case.
Are there New Jersey specific rules for refinancing a mortgage?
Yes New Jersey requires lenders to provide a Good Faith Estimate and a Truth in Lending statement. The state also has a three day right of rescission for most refinances. This means you can cancel the loan within three business days after signing.