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Mortgage Refinance Companies in Eatontown, NJ

Browse mortgage refinance companies serving Eatontown, New Jersey. Contact information and addresses listed below.

4 agents listed
Updated June 2026
Eatontown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 4 mortgage refinance companies in Eatontown, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG Got Mortgages Eatontown
1 Main St #201d, Eatontown, NJ 07724
(973) 536-0276 gotmortgages.com
Danny Lotenberg | PRMG Got Mortgages
1 Main St #201d, Eatontown, NJ 07724
(732) 319-5296 dannyclosesdeals.com
Patriot Mortgage, LLC
151 Industrial Wy E bldg c suite b, Eatontown, NJ 07724
(732) 409-7779 patriotmortgage4u.com
Joseph Falla | PRMG Got Mortgages
1 Main St #201, Eatontown, NJ 07724
(908) 455-8484 joedoesmortgages.net

Mortgage refinance companies in Eatontown New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local lenders are familiar with Monmouth County property values and New Jersey recording fees.

What Does a Mortgage Refinance Company in Eatontown Cost?

Typical costs for a mortgage refinance in New Jersey include an appraisal fee of 400 to 700 dollars and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs often total 2 to 5 percent of the loan principal. New Jersey also charges a mortgage recording fee of about 2.50 per 1000 dollars borrowed plus a 0.1 percent state transfer tax on the refinanced amount. These costs vary by lender loan type and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Eatontown New Jersey?
You typically need pay stubs tax returns bank statements and a recent mortgage statement. New Jersey lenders also require a property appraisal to confirm home value. Gather these documents before you apply to speed up the process.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if title issues arise. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there New Jersey specific fees for refinancing?
Yes New Jersey charges a mortgage recording fee which is based on the loan amount. You may also pay state transfer taxes and local recording fees. These costs are in addition to lender fees and third party services.

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