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Mortgage Refinance Companies in Englewood, NJ

Directory of mortgage refinance companies in Englewood, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Englewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Englewood, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shtark Mortgage
631 E Palisade Ave, Englewood, NJ 07632
8886793762
Home Financing Experts New Jersey
106 W Palisade Ave Suite 201, Englewood, NJ 07631
2018577001
Chase Home Lending
50 Grand Ave, Englewood, NJ 07631
2015687143

Mortgage refinance companies in Englewood New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Englewood borrowers can work with companies that understand Bergen County property values and market conditions.

What Does a Mortgage Refinance Company in Englewood Cost?

Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. For a $400,000 loan, this means $8,000 to $20,000 in closing costs. Common fees include an appraisal fee of $400 to $600, a title search fee of $300 to $500, and lender origination fees of 0.5% to 1% of the loan. New Jersey recording fees and taxes add several hundred dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for a mortgage refinance in Englewood?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search takes longer. Your lender will provide a timeline estimate after reviewing your application.
Are there New Jersey specific fees for mortgage refinancing?
Yes, New Jersey charges a mortgage recording tax which is typically 0.23% of the loan amount. You may also pay state transfer taxes if the property is sold. These fees are disclosed in your Loan Estimate.