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Find Mortgage Refinance Companies Near You in Ewing Township, NJ

Looking for a mortgage refinance company in Ewing Township? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Ewing Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Ewing Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Princeton Mortgage
439 Grand Ave, Ewing Township, NJ 08628
6097371000
Cenlar FSB
425 Phillips Blvd, Ewing Township, NJ 08618
8002236527
Courtney Graham, Loan Officer with Princeton Mortgage
439 Grand Ave, Ewing Township, NJ 08628
6097371572

Ewing Township homeowners can work with a mortgage refinance company to lower their rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance companies understand Ewing Township property values and Mercer County market conditions.

What Does a Mortgage Refinance Company in Ewing Township Cost?

Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. New Jersey also imposes a mortgage recording tax of 0.23% of the new loan amount. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Ewing Township?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for refinancing?
Yes New Jersey charges a mortgage recording tax of 0.23% of the loan amount for refinances. You may also pay state transfer taxes if the loan amount changes significantly.