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Looking for a mortgage refinance company in Fair Lawn? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Fair Lawn, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Fair Lawn, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gold Ring Investments Inc
0-40 Fairlawn Pkwy, Fair Lawn, NJ 07410
2012808916
Citizens Mortgage Corporation
26-01 Pellack Dr, Fair Lawn, NJ 07410
2013980800
Mirachelle Alvarez- Mortgage Specialist - NMLS # 36016 MLD Mortgage Inc. dba The Money Store -NMLS #1019
11-15 River Rd 2nd floor, Fair Lawn, NJ 07410
9732953598
Mortgage refinance companies in Fair Lawn, New Jersey help homeowners lower their interest rates, reduce monthly payments, or switch loan types. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Bergen County property values and can guide you through state-specific refinance options.
What Does a Mortgage Refinance Company in Fair Lawn Cost?
Typical costs for a mortgage refinance in New Jersey range from 2 to 5 percent of the loan amount. Common fees include an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1 percent of the loan, and title insurance of 500 to 1,500 dollars. Closing costs may also include recording fees and state transfer taxes. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Fair Lawn?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific laws for mortgage refinancing?
Yes, New Jersey has a three day right of rescission for most refinances, allowing you to cancel without penalty. The state also requires lenders to disclose all fees in a Loan Estimate within three business days.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.