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Mortgage Refinance Companies in Forked River, NJ

Looking for a mortgage refinance company in Forked River? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Forked River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage refinance companies in Forked River, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Coon - AnnieMac Home Mortgage
Eric Plaza, 336 Lacey Rd Unit 3, Forked River, NJ 08731
8558918715
AnnieMac Home Mortgage
Eric Plaza, 336 Lacey Rd Unit 3, Forked River, NJ 08731
6092906493
BHome Mortgage By Hennig
640 Lacey Rd ste 1, Forked River, NJ 08731
6404000722
Mortgage, Bank of America
711 Lacey Rd, Forked River, NJ 08731
7326120065
Jeanine Cicardo at AnnieMac Home Mortgage
336 Lacey Rd Unit 3, Forked River, NJ 08731
6096076583

Mortgage refinance companies in Forked River New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local companies understand Ocean County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Forked River Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search and insurance costs of $800 to $1,500. The mortgage recording tax is 0.23% of the new loan amount. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Forked River?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. New Jersey lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for refinancing?
Yes, New Jersey charges a mortgage recording tax on refinances, which is 0.23% of the loan amount for most loans. There may also be state and county transfer fees depending on the loan type.