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Find Mortgage Refinance Companies Near You in Hawthorne, NJ

Compare mortgage refinance companies in Hawthorne. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Hawthorne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 mortgage refinance companies in Hawthorne, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Silex Financial Group, Inc.
674 Lafayette Ave, Hawthorne, NJ 07506
(973) 423-0506 silexfinancial.com
Jim Christopoulos
674 Lafayette Ave, Hawthorne, NJ 07506
(201) 400-0010 silexfinancial.com
Melissa Post, Mortgage Broker NMLS #226263
674 Lafayette Ave, Hawthorne, NJ 07506
(973) 229-5170

Mortgage refinance companies in Hawthorne, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Bergen County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Hawthorne Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. Note that these are general estimates and actual costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Hawthorne?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that affect mortgage refinancing?
Yes. New Jersey has a three-day right of rescission for most refinances, allowing you to cancel the loan within three business days after signing. The state also caps certain lender fees under the New Jersey Consumer Protection Act.

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