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Find Mortgage Refinance Companies Near You in Hoboken, NJ
Compare mortgage refinance companies in Hoboken. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Hoboken, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 12 mortgage refinance companies in Hoboken, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Hoboken New Jersey help homeowners lower their interest rate or change loan terms. New Jersey law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local Hoboken lenders understand the unique property values and market conditions in Hudson County.
What Does a Mortgage Refinance Company in Hoboken Cost?
Typical costs for a mortgage refinance in New Jersey range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent. New Jersey also charges a mortgage recording tax of 0.23 percent. Note that costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hoboken New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.