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Browse mortgage refinance companies serving Hopewell, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Hopewell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Hopewell, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
62 E Broad St, Hopewell, NJ 08525
6094665250
Smart Home Loans Hopewell
83 Princeton Ave, Hopewell, NJ 08525
6403564564
Mortgage refinance companies in Hopewell New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Hopewell lenders understand the unique property values and tax structures in Mercer County.
What Does a Mortgage Refinance Company in Hopewell Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance costs of 500 to 1500 dollars. New Jersey also charges a mortgage recording fee of about 0.23 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the loan principal. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Hopewell New Jersey?
You typically need recent pay stubs tax returns bank statements and a valid ID. New Jersey lenders also require a property appraisal and proof of homeowners insurance. Your lender will give you a complete list after your initial application.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and the complexity of your financial situation. New Jersey law does not set a specific maximum time limit for refinancing.
Are there New Jersey specific fees for refinancing a mortgage?
Yes New Jersey charges a mortgage recording fee which is based on the loan amount. You may also pay state transfer taxes if you are refinancing with a cash out option. These fees are disclosed in your Loan Estimate within three business days of applying.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.