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Looking for a mortgage refinance company in Kearny? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Kearny, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Kearny, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
655 Kearny Ave #657, Kearny, NJ 07032
2012464047
Chase Mortgage
11 Kearny Ave, Kearny, NJ 07032
6148669246
PNC Mortgage
583 Kearny Ave, Kearny, NJ 07032
2019553901
A mortgage refinance company in Kearny New Jersey helps homeowners replace their existing home loan with a new one. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance companies can guide you through options like rate-and-term or cash-out refinancing.
What Does a Mortgage Refinance Company in Kearny Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Kearny?
You typically need pay stubs, tax returns, bank statements, and a photo ID. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for refinancing?
Yes. New Jersey charges a mortgage recording tax of 0.23 percent on the loan amount. You may also pay state transfer taxes if the loan is over a certain threshold.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.