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Mortgage Refinance Companies in Kenilworth, NJ

Compare mortgage refinance companies in Kenilworth. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Kenilworth, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage refinance companies in Kenilworth, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Marcos M. Dos Santos - Loan Officer - Financial Advisor
525 Boulevard Suite 7, Kenilworth, NJ 07033
9082307075
Joseph Gillis - MLB Residential Lending
525 Boulevard, Kenilworth, NJ 07033
9083808288
MLB Residential Lending LLC
525 Boulevard 2nd floor, Kenilworth, NJ 07033
9735852650
PNC Mortgage
535 Boulevard, Kenilworth, NJ 07033
9086530618

Mortgage refinance companies in Kenilworth New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinancers can guide you through state-specific rules like the New Jersey Home Ownership Security Act which limits prepayment penalties.

What Does a Mortgage Refinance Company in Kenilworth Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,000 dollars. Lender origination fees often range from 0.5% to 1% of the loan amount. New Jersey also imposes a mortgage recording tax of 0.23% of the loan principal. These are general estimates and actual costs vary by lender and loan type. This information is for general reference only and is not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Kenilworth?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a copy of your current mortgage note and property deed.
How long does a mortgage refinance take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day rescission period after closing for most refinances.
Are there New Jersey specific fees for refinancing?
Yes. New Jersey charges a mortgage recording tax of 0.23% on the loan amount for refinances. There may also be county level fees and state transfer taxes if the loan exceeds certain limits.