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Find Mortgage Refinance Companies Near You in Keyport, NJ
Browse mortgage refinance companies serving Keyport, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Keyport, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Keyport, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RARITAN COMMERCIAL LLC
231 Atlantic St, Keyport, NJ 07735
7322751600
Mortgage Plus Inc.
62 NJ-36 2nd floor, Keyport, NJ 07735
7324970206
Stephen Gross at AnnieMac Home Mortgage
43 Main St, Keyport, NJ 07735
7329779750
Mortgage refinance companies in Keyport, New Jersey help homeowners lower their interest rates, reduce monthly payments, or switch loan types. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local companies understand the Keyport real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Keyport Cost?
Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $600, title search and insurance of $700 to $1,200, and lender origination fees of 0.5% to 1% of the loan. Closing costs in Keyport may also include recording fees and transfer taxes. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Keyport?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a credit check.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there New Jersey laws that affect mortgage refinancing?
Yes, New Jersey has a three-day right of rescission for most refinances, allowing you to cancel without penalty. Lenders must also follow state licensing and disclosure rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.