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Compare mortgage refinance companies in Lodi. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Lodi, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Lodi, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
370 Essex St, Lodi, NJ 07644
2018454868
Lynette Hennessey - Mortgage Loan Officer
150 Main St, Lodi, NJ 07644
9732193519
Mortgage refinance companies in Lodi, New Jersey help homeowners lower their interest rate, change loan terms, or access home equity. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local Lodi residents can work with licensed mortgage brokers or direct lenders to find competitive rates.
What Does a Mortgage Refinance Company in Lodi Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,000. Closing costs generally range from 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lodi New Jersey?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific laws for mortgage refinancing?
Yes, New Jersey has a three day right of rescission for most refinances, allowing you to cancel without penalty. The state also limits prepayment penalties on certain loans under the New Jersey Consumer Protection Act.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.