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Browse mortgage refinance companies serving Mahwah, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Mahwah, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Mahwah, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
210 NJ-17, Mahwah, NJ 07430
2015970167
Reverse Loans USA
1 International Blvd #1202, Mahwah, NJ 07495
2015291401
PNC Mortgage
141 Franklin Turnpike, Mahwah, NJ 07430
2015296280
A mortgage refinance company in Mahwah, New Jersey helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application.
What Does a Mortgage Refinance Company in Mahwah Cost?
Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. For a $300,000 loan, this means $6,000 to $15,000 in fees. Common expenses include an appraisal fee of $400 to $600, origination fees of 0.5% to 1% of the loan, and title insurance which can cost $1,000 or more. New Jersey also charges a mortgage recording tax of 0.23% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Mahwah?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there New Jersey specific fees for mortgage refinancing?
Yes. New Jersey charges a mortgage recording tax of 0.23% on the loan amount. You may also pay state transfer taxes if the loan is over a certain threshold. These fees are disclosed in your closing disclosure.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.