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Compare Mortgage Refinance Companies in Manahawkin, NJ

Looking for a mortgage refinance company in Manahawkin? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Manahawkin, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Manahawkin, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Informed Mortgage LLC
799 NJ-72 E, Manahawkin, NJ 08050
6095970007
Ron Casaletto - Gateway Mortgage
697 Mill Creek Rd STE 9, Manahawkin, NJ 08050
8564529123

Mortgage refinance companies in Manahawkin New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Ocean County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Manahawkin Cost?

Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually 400 to 700 dollars), title insurance, and recording fees. New Jersey also imposes a mortgage recording fee of 0.25% of the loan amount. Actual costs vary by loan size, lender, and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Manahawkin?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission after signing, which adds a short delay for refinances on your primary residence.
Are there New Jersey specific fees for mortgage refinancing?
Yes. New Jersey charges a mortgage recording fee and a state transfer tax on the refinance amount. You may also pay for a title search and survey, which are standard in Ocean County.